AFP Yorkshire are independent Mortgage Brokers and Protection Advisers
Paul is a Mortgage & Protection Specialist with experience spanning over 25 years. Fully qualified, he holds the Full Financial Planning Certificate and Certificate in Mortgage Advice & Practice.
We seek to build a long-term working relationship with our clients and assist with all types of mortgage requirements from first time buyer, moving home, re-mortgaging to more complex buy to let scenarios and commercial finance.
12 REASONS TO DEAL WITH A MORTGAGE ADVISER
An adviser will deal with you in the way that you prefer, at your convenience, including by home visit if you prefer
A good adviser will have access to a vast range of products from a variety of lenders enabling them to pinpoint the best deal for your particular situation using sophisticated software tools
Every lender has slightly different lending criteria and an adviser will know these inside out, reducing the risk of rejection. Too many rejections will count against you for future applications.
Arranging a mortgage is a very time consuming business, an adviser will process the application for you, saving time and freeing you to get on with your life
An adviser can negotiate with potential lenders on your behalf where necessary
An adviser will look at your whole situation so ensuring the most appropriate product for your needs, present and future, is recommended
An adviser will progress applications on your behalf, answering any queries that may arise
An adviser will liaise with, and progress matters with all involved with a house purchase. This includes Estate Agents, Lenders, Surveyors, Solicitors and other interested parties.
An adviser will always act in your interests, not those of the bank.
An adviser will build a long term professional relationship with you and will be around in the future to answer any questions and deal with any future needs
An adviser will be in touch when any initial deal period expires to advise you again and ensure you don’t get trapped on the lender’s standard rate.
An adviser will generally be able to save pounds on ancillary insurance products and ensure that you have the right products for your needs.